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Privacy | 316 Financial Your Privacy Matters At 316 Financial, your trust is our priority. As a division of Primis Bank, Member FDIC, we are committed to protecting your personal information and being transparent about how it’s used. Our privacy practices follow those of Primis Bank, ensuring the same level of security and protection for your data.Below, you’ll find our full our Consumer Privacy Notice and our Online and Mobile Banking Services Privacy Notice, outlining how we collect, use, and safeguard your information. If you have any questions, we’re always here to help.View our Consumer Privacy Notice.View our Online and Mobile Banking Services Privacy Notice.

Candace Cameron Bure

Candace Cameron Bure | 316 Financial We’re honored to partner with Candace Cameron Bure—an actress, author, and speaker known for her unwavering faith and commitment to family. Candace Cameron Bure + 316 Financial Grow Your Savings and Earn $250. Bank With Purpose. We’re honored to partner with Candace Cameron Bure—an actress, author, and speaker known for her unwavering faith, commitment to family, and passion for living with purpose. Her voice encourages thoughtful stewardship and generosity, values that deeply align with ours at 316 Financial. Learn How “When I learned more about 316 Financial’s heart for faith and generosity, it felt like a partnership that truly aligned with my values.” — Candace Cameron Bure, Actress, Author & Speaker How It Works 1. Open a new 316 Savings account Open your account anytime from January 20, 2026, through July 21, 2026, to qualify. Use code CANDACE when you open an account. Get Started 2. Maintain a balance of at least $5,000 in your account for 90 days We’ll add a $250 bonus to your savings once you’ve met the requirement. 3. Your bonus will be deposited after your 30 days are complete Where Values Lead the Way Faith, Family, and Finances: United Candace’s podcast is about living with kindness, class, and purpose—making choices that matter. That’s exactly what 316 Financial stands for. We help you align your money with your values, offering great rates, fee-free accounts, and FDIC protection without sacrificing rewards or service.Together, we’re building a community where faith and finances go hand in hand. If you choose your friends and activities based on values, why not your bank? Open My Account Now A Savings Account That Actually Earns 4.05% Annual Percentage Yield (APY*) No minimum balance to earn interest No monthly account fees No overdraft fees FDIC insured Easy online access 24/7 care from real people Free credit monitoring tools Open My Account Now FAQs When will I get my $250? You can open your Savings account anytime from January 20 – July 21, 2026, to qualify. Your bonus will be deposited within 30 days of maintaining a balance of $5,000 or more for 90 days, during the next statement cycle. Use code CANDACE when you open an account. Do I have to donate the $250? Nope. The $250 is yours to keep. We’re the ones who tithe 10% of profits to ministries and missions. Which account do I need to open? Open a new 316 savings account and maintain an average daily balance of $5000 or more for 90 days, and you’ll receive a $250 savings bonus. Use code CANDACE when you open an account.  • Accounts opened between January 20, 2026, and July 21, 2026, qualify.  • Bonus is paid after the 90-day balance requirement is met in the following statement cycle. Is my money safe with 316 Financial? Yes. 316 is a division of Primis Bank, Member FDIC. Info to Know Candace Cameron Bure is a paid promotional ambassador for 316 Financial. Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of January 20, 2026, and may change at any time. Fees, if applicable, may reduce earnings.  Open a new 316 Savings account and maintain an average daily balance of $5000 or more for 90 consecutive days, and you’ll receive a $250 savings bonus.• Accounts opened between January 20, 2026, and July 21, 2026, qualify.• Bonus paid within 30 days after the 90-day balance requirement is met in the following statement cycle.Important Notice Regarding Promotional Bonus EligibilityAt 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials. If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email [email protected]. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.We may modify or end this offer at any time, but if you opened your account while it was active, your bonus eligibility and terms will be honored. Promotional offer available to new customers only. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer. Account must be opened using the promotional code at the time of application and remain open and in good standing to receive the bonus. If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited.316 Financial reserves the right to modify or terminate this promotion at any time and to withhold or revoke the bonus in cases of suspected abuse, fraud, or violation of promotion terms.

Alex Marlow

Alex Marlow | 316 Financial We’re honored to partner with Alex Marlow Alex Marlow + 316 Financial Grow Your Savings and Earn $250. Bank With Conviction. At 316 Financial, we partner with voices who value independent thinking, accountability, and responsibility.Alex Marlow is a leading conservative voice who has consistently challenged institutions to operate with clarity and conviction—principles that closely align with how we believe banking should work.This partnership reflects our commitment to offering a more disciplined, transparent approach to saving and stewardship. Learn How “Where you place your money matters. 316 Financial approaches banking with conviction and transparency, which is why this partnership made sense to me.” — Alex Marlow How It Works 1. Open a new 316 Savings account Open your account anytime from February 1, 2026, through April 30, 2026, to qualify. Use code MARLOW when you open an account. Get Started 2. Maintain a balance of at least $5,000 in your account for 90 days We’ll add a $250 bonus to your savings once you’ve met the requirement. 3. Your bonus will be deposited after your 30 days are complete A Savings Account That Actually Earns 4.05% Annual Percentage Yield (APY*) No minimum balance to earn interest No monthly account fees No overdraft fees FDIC insured Easy online access 24/7 care from real people Free credit monitoring tools Open My Account Now A More Responsible Way to Bank At 316 Financial, we commit 10% of our profits to support churches, ministries, and organizations doing meaningful work in communities. It’s a disciplined, transparent approach to banking—one that reflects our belief that financial success should also create positive impact.✔️ Values-aligned banking✔️ No monthly account fees✔️ Transparent practices✔️ FDIC insured Open My Account Now FAQs When will I get my $250? You can open your Savings account anytime from February 1, 2026 – April 30, 2026, to qualify. Your bonus will be deposited within 30 days of maintaining a balance of $5,000 or more for 90 days, during the next statement cycle. Use code MARLOW when you open an account. Do I have to donate the $250? Nope. The $250 is yours to keep. We’re the ones who give 10% of profits to ministries and missions. Which account do I need to open? Open a new 316 savings account and maintain an average daily balance of $5000 or more for 90 days, and you’ll receive a $250 savings bonus. Use code MARLOW when you open an account.  • Accounts opened between February 1 and April 30, 2026 qualify.  • Bonus is paid after the 90-day balance requirement is met in the following statement cycle. Is my money safe with 316 Financial? Yes. 316 is a division of Primis Bank, Member FDIC. Info to Know Alex Marlow is a paid promotional ambassador for 316 Financial. Deposit accounts can be opened with as little as $1. Promotional credit may be reported as interest on a 1099-INT if over $10.*APY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of February 1, 2026, and may change at any time. Fees, if applicable, may reduce earnings.  Open a new 316 Savings account and maintain an average daily balance of $5000 or more for 90 consecutive days, and you’ll receive a $250 savings bonus.• Accounts opened between February 1, 2026, and April 30, 2026, qualify.• Bonus paid within 30 days after the 90-day balance requirement is met in the following statement cycle.Important Notice Regarding Promotional Bonus EligibilityAt 316 Financial, we are committed to honoring all qualifying deposits as outlined in our promotional materials. If you believe you have met the requirements of this promotion but have not received your bonus by the designated date, please contact us at 833-316-3167 or email [email protected]. Be sure to include the details of your qualifying deposit so we can investigate your claim thoroughly.We will review your submission and, based on our findings, take the appropriate steps to ensure you receive any eligible rewards.We may modify or end this offer at any time, but if you opened your account while it was active, your bonus eligibility and terms will be honored. Promotional offer available to new customers only. Limit one promotional bonus per person and per account. Customers who have previously received a promotional bonus from 316 Financial are not eligible for this offer. Account must be opened using the promotional code at the time of application and remain open and in good standing to receive the bonus. If the account is closed, restricted, or otherwise not in good standing prior to the bonus being credited, the promotional bonus may be forfeited.316 Financial reserves the right to modify or terminate this promotion at any time and to withhold or revoke the bonus in cases of suspected abuse, fraud, or violation of promotion terms.

316 Financial Announces 2025 Tithing Partners

316 Announces 2025 Tithing Partners 316 Financial announces its 2025 tithing recipients, continuing its commitment to give ten percent of profits to faith‑based organizations. 316 Financial Announces 2025 Tithing Partners Author: 316 Financial | Published: Thursday, March 12, 2026 316 Financial is honored to announce The Jimmie Hale Mission and Fathers in the Field as its 2025 tithing recipients, continuing the bank’s commitment to dedicate ten percent of its profits to faith-based organizations making a meaningful impact.At 316 Financial, generosity is built into the way the institution operates. By tithing directly from profits, 316 Financial seeks to ensure that everyday banking supports work that restores dignity, strengthens families, and reflects faith in action.“Our approach to banking is rooted in stewardship and responsibility,” said Paige Whitaker, Brand Growth and Partnerships Manager at 316 Financial. “Giving to organizations like these allows us to live out our commitment to generosity and stewardship and extend our values beyond financial services and into work that is creating lasting impact.”The Jimmie Hale Mission, based in Birmingham, Alabama, serves individuals and families experiencing homelessness, addiction, and crisis through residential recovery programs, housing assistance, and compassionate care. Their holistic approach focuses on restoration, stability, and long-term transformation.Fathers in the Field is dedicated to strengthening fathers and families through mentorship, discipleship, and community engagement. By equipping men to lead their families with integrity and purpose, the organization works to foster generational change.Earlier this month, 316 Financial shared this announcement during a special radio interview with WDJC, alongside Perryn Carroll, Executive Director of The Jimmie Hale Mission. The conversation highlighted why 316 Financial was created, the heart behind its commitment to generosity, and how these partnerships support life-changing work in local communities.Together, these organizations reflect the heart behind 316 Financial’s mission—faith expressed through generosity, responsibility, and intentional stewardship.As a digital bank serving customers nationwide, 316 Financial remains committed to stewarding its resources faithfully and partnering with organizations that embody faith, compassion and responsibility.Learn more about our 2025 tithing partners:The Jimmie Hale Mission: https://jimmiehalemission.com/Fathers in the Field: https://www.fathersinthefield.com/For more information about 316 Financial and its commitment to values-based banking, visit bank316.com. Share on Related Articles Budget-Friendly Egg Decorating Ideas (Without Breaking the Bank) Easter egg decorating doesn’t have to cost a fortune—especially with egg prices higher than ever. Here are a few creative and affordable ways to keep the tradition going without cracking your budget.Try “Eggstra” Materials Skip pricey eggs and decorate reusable alternatives like foam, wood, or plastic eggs from craft stores. They’re inexpensive, mess-free, and you can save them for next year. Even paper cutouts shaped like eggs can be a fun, budget-friendly way to get the family involved.Paint Potatoes Instead No, it’s not a joke—painting potatoes is actually catching on as a cheap and sturdy alternative to real eggs. They’re easier for little hands to decorate and cost less per dozen. Plus, you can cook them later to avoid waste.Edible Egg Alternatives Get creative with treats that double as decor. Mold Rice Krispies Treats into egg shapes or make Jell-O eggs in fun colors. They’re easy, affordable, and a hit with kids.DIY Dyes and Decor Forget the expensive dye kits. Make your own with items like coffee, tea, turmeric, or even beets for natural colors. Decorating with markers, stickers, or yarn is also an inexpensive way to keep things festive.Skip the Eggs Altogether If you want to avoid eggs entirely, try making salt-dough ornaments in egg shapes and let the kids paint them. They’re cheap to make and double as keepsakes to hang up next year.Remember, the eggs are fun—but Easter is about so much more. It's a time to reflect on hope, faith, and the promises that matter most. Happy Easter! Read Article Understanding FDIC Coverage: What It Means for Your Money At 316 Financial, trust and security are non-negotiable. Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC—ensuring your eligible deposits are protected up to FDIC limits. But what exactly does FDIC insurance cover, and how does it work for you?What is FDIC Coverage?FDIC insurance is a government-backed protection that ensures your money is safe if an FDIC-insured bank ever fails. It gives you peace of mind by safeguarding your deposits up to a specific limit, no matter what happens in the financial world.Key Benefits of FDIC Insurance:Covers up to $250,000 per depositor, per ownership category, per FDIC-insured bank Whether you have one or more deposit accounts, your funds are protected up to the insured limit.Protects multiple types of accounts FDIC coverage applies to checking accounts, savings accounts, money market deposit accounts, and certificates of deposit.Guaranteed by the U.S. government Your deposit accounts are backed by the full faith and credit of the U.S. government.No cost to you FDIC insurance is automatically applied to your eligible accounts—no need to sign up or pay extra.How FDIC Coverage Works at 316 Financial316 Financial is a division of Primis Bank, Member FDIC. Your eligible accounts are covered through Primis Bank as an FDIC-insured institution. This means your 316 Financial deposits receive the same level of protection you'd expect from any major financial institution.Important Things to Know:Your deposits are insured up to $250,000 per depositor, per ownership category at Primis Bank.You don’t need to do anything extra—your coverage is automatic.FDIC insurance covers funds in deposit accounts only, not investments like stocks, insurance or crypto assets.FDIC insurance offers peace of mind, so you can focus on what matters most—growing your money and making a meaningful impact. Banking with 316 Financial means you’re not only supporting causes that uplift communities, but your deposit accounts are also backed by the trusted security of FDIC insurance. It’s just another way we’re committed to providing a better banking experience—one that’s both purpose-driven and protected.Want to learn more? Visit the official FDIC website for detailed information and tools to calculate your coverage. Read Article Get Paid Faster with Direct Deposit In today’s fast-paced world, managing finances efficiently is essential, and one simple yet impactful way to do so is by setting up direct deposit for your bank account. Direct deposit is a secure, convenient, and reliable method of receiving payments, whether from your employer, government benefits, or other sources. How Do I Set Up Direct Deposit? Log in to online banking.Follow our Pinwheel guide to set up direct deposit in just a few clicks. That’s it – easy as 1-2-3.Prefer Paperwork?Download our direct deposit form.Fill out the form with your specific information.Talk to your employer or person that pays you. They may need additional paperwork or a voided check to complete the process. Why Should I Set Up Direct Deposit? One of the biggest benefits is convenience. With direct deposit, you don't have to worry about going to the bank or waiting in line to deposit your paycheck. You can also get paid up to two days early! Once we’re notified of an upcoming direct deposit, we’ll go ahead and credit your account, up to two days early. This means faster access to your funds and less hassle. Security is another significant advantage. Direct deposit eliminates the risk of losing a paper check, reducing the chances of theft or misplacement. It’s also more environmentally friendly since it cuts down on paper use. Additionally, direct deposit can help you avoid late payments. With automatic deposits, you never have to worry about forgetting to deposit your paycheck, ensuring bills are paid on time. Many banks even offer early access to your funds with direct deposit, letting you access your money sooner than waiting for a traditional check. Lastly, setting up direct deposit can lead to better financial organization. When payments are automatically deposited, it's easier to track your income and spending, making budgeting and managing your finances simpler. Overall, setting up direct deposit can save you time, offer peace of mind, and help you stay on top of your financial game. It's a win for everyone! Read Article

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316 Financial: Banking Uplifted Discover a better way to bank. 316 Financial delivers tech-forward technology paired with faith-based values. 316 FINANCIAL IS Banking Uplifted Rooted in Christian values, we’re offering a better way to bank. Open an Account Recognized By Play Video 316 Financial: The Bank That Tithes 316 Financial: The Bank That Tithes It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. We know that’s not what most banks do, and that’s exactly why we do it. Watch our video to learn more. Watch Our Video ACCOUNTS THAT REFLECT YOUR VALUES Purpose-driven accounts designed to reward, grow, and uplift. 316 Rewards Checking Earn rewards on your everyday spending—1% cash back, no fees, and free ATM access. 316 Interest Checking Grow your balance with competitive interest, no fees, and free nationwide ATM access. 316 Interest Savings Save with purpose—earn interest, enjoy no fees, and access smart financial tools. WHO WE ARE Not Business as Usual It’s time to align your faith and your finances. You choose your church, your charities, your friends, and even your radio station, based on your beliefs—so why not your bank? Unlike traditional banks driven by corporate interests, we’re guided by faith, purpose, and values that shape everything we do. Our Values A Mission-Driven Bank Banking With Purpose Tithing and charitable giving have declined for decades—even as the need has never been greater. So, we asked: what if a bank could help change that? That’s why 316 Financial tithes 10% of our profits to support causes that spread hope, faith, and reflect His teachings. Be part of something bigger. Open your account today and turn everyday banking into a force for good. Get Started Community Uplifted We’re dedicated to keeping love and hope at the center of everything we do. A Safe Place Partnering with A Safe Place, volunteers helped provide support and resources to trafficking survivors. Hope In Every Page Spreading hope, one book at a time! Our volunteers donated books to Children's Hospital of Richmond at VCU. Supporting Ministry Leaders Conversations with church and ministry leaders at the Christian Stewardship Network Forum, exploring how we can better serve those helping others steward what God has entrusted to them. Info to Know Deposit AccountsDeposit accounts can be opened with as little as $1. These accounts are available online only and are not offered in Puerto Rico or other U.S. territories. Fees for ATM transactions at foreign (non-Primis) will be refunded to your account the business day your statement cycle ends.Interest and RatesAPY = Annual Percentage Yield. No minimum balance is required to earn interest. Rates are accurate as of December 1, 2025, and may change at any time. Fees, if applicable, may reduce earnings.

Our Tithing Commitment

Our Tithing Commitment | 316 Financial At 316 Financial, we donate 10% of our profits to support nonprofits that reflect His teachings. Your everyday banking helps create lasting, meaningful change. VALUES-BASED GIVING  Support uplifting causes with every transaction.  Download Our Tithing Application OUR TITHING COMMITMENT We donate 10% of our profits to causes that reflect His teachings. How Does it WorkYour everyday banking makes a lasting impact.  Use Your Account as Usual Enjoy all the features and benefits you expect—no compromises. Use your account just like any other, whether it’s making everyday purchases, saving for the future, or managing your finances. We Tithe for You We set aside 10% of our profits to support nonprofits and organizations that uplift communities and spread hope. Your banking helps fuel meaningful change without any extra effort on your part. Giving That Keeps Going This isn’t a one-time thing. Every year, we donate 10% of our profits to continue supporting organizations that align with our values—so your impact grows right along with your savings. Giving Back As a faith-driven financial institution, we believe that banking should uplift more than just balance sheets—it should uplift people, ministries, and the work of God in the world. That’s why we tithe 10% of our profits to support organizations making a meaningful impact in their communities.Whether you're feeding the hungry, discipling the next generation, planting churches, or sharing the Gospel in practical ways—we'd love to hear your story.Who We Support:We prayerfully consider requests from ministries and organizations that:Demonstrate a clear faith-driven missionOperate with transparency and integrityServe others with compassion, humility, and excellenceAlign with biblical values How to Apply Guided by Purpose, Led with Integrity If your organization feels called to partner with us in this mission, we invite you to apply for funding.Please fill out the application and email it to [email protected] along with any relevant supporting documents.Our financial stewardship committee reviews requests regularly and will consider each with prayerful discernment.“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” — 2 Corinthians 9:7We’re honored to be part of what God is doing through faithful organizations like yours. Thank you for the work you do. Download Our Tithing Application Play Video Profits with a Purpose THE BANK THAT TITHES  Profits with a Purpose It’s true—we donate 10% of our profits to causes that create lasting impact and reflect His teachings. It’s also true that we do this without cutting corners on rewards and service for you. Because at 316 Financial, we believe your money should work for you and for a greater good. Our 2025 Tithing Recipients

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