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Faith, Finances, and Fraud Protection
Faithful Finance: 5 Summer Fraud Tips Protect what’s been entrusted to you. Learn 5 easy ways to guard your money and stay secure this summer—rooted in wise stewardship. Faith, Finances, and Fraud Protection Author: 316 Financial | Published: Monday, June 2, 2025 How to Be a Wise Steward This SummerWe believe every dollar has a purpose—and it's our job to help you protect what’s been entrusted to you. Whether you're heading into summer vacation mode or just trying to stay one step ahead of online threats, it's the perfect time to sharpen your financial security habits.Here are 5 simple ways to keep your money and information safe this season—without losing your peace of mind.1. Don’t Trust Every Text or EmailScammers love pretending to be your bank, your utility provider, or even a ministry asking for donations. If you get a message asking you to click a link, log in, or “confirm” your information—pause.What to do: Go directly to the official website or contact the organization through a known, trusted number. Never click on a link you weren’t expecting.Remember: 316 will never call or text you asking you to provide details regarding your personal info or account, unless you prompt the call.2. Use Alerts to Catch Trouble EarlyReal-time text and app alerts are one of the easiest ways to spot fraud before it escalates. If someone makes a purchase or withdrawal, you’ll know instantly—and can take action.What to do: Turn on transaction alerts in your 316 mobile app for every debit card purchase or login attempt.3. Keep Your Access Personal and ProtectedWe trust the people closest to us—but financial security starts with personal responsibility. Even with good intentions, sharing your login can lead to accidental mix-ups or create openings for fraud.What to do: Think of your account access like your house key: it’s best kept in your hands. If someone else needs access, let’s talk about safer ways to share information or set up the right account for their needs.4. Avoid Public Wi-Fi for Financial TransactionsAirports, coffee shops, and hotel Wi-Fi networks are convenient—but not always secure. Logging into your bank or uploading sensitive documents over public Wi-Fi opens the door for hackers.What to do: Use your phone’s data connection for banking tasks or wait until you're on a secure, private network.5. Practice Purposeful Generosity, SafelyGiving to causes that matter is at the heart of what we do—but even generosity can be hijacked by fraudsters. Fake charities or spoofed donation sites are on the rise.What to do: Always vet organizations before donating. If something feels off, it probably is. And when in doubt, reach out—we’re happy to help verify.Your Financial Safety Is Part of Your StewardshipBeing a wise steward isn’t just about how you give—it’s also about how you guard what’s been entrusted to you. With a few simple habits and the right tools, you can move through summer with confidence, clarity, and care. Need help setting up alerts or reviewing your account? Call us any time. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on
From House to Home: 5 Homeownership Habits
From House to Home: 5 Homeownership Habits June is National Homeownership Month—a time to celebrate the value of homeownership and the impact it has on families, neighborhoods, and futures. From House to Home: 5 Homeownership Habits Author: 316 Financial | Published: Tuesday, June 10, 2025 June is National Homeownership Month—a time to celebrate the value of homeownership and the impact it has on families, neighborhoods, and futures. Owning a home is more than a milestone. It’s a foundation for stability, independence, and long-term financial growth. And like any good investment, it works best when you manage it with intention. Here are five habits every homeowner should keep in their toolkit: 1. Budget for the Unexpected Homeownership comes with surprises—some small, some expensive. From appliance repairs to rising utility costs, preparing for the unexpected keeps you ahead of the stress. ✅ Set aside a little each month in a dedicated home fund. It’ll help you avoid debt and keep things running smoothly when life happens. Pro tip: Set aside a savings account, just to prep for the unexpected. 2. Build Equity—and Know What It Means Every mortgage payment you make helps build equity in your home, which can be a valuable financial resource down the road. ✅ Stay informed about your home’s market value and understand how equity works. It can open the door to future opportunities like renovations, investing, or long-term planning. 3. Revisit Your Mortgage Every Year Markets change. Life changes. It’s smart to check in on your mortgage terms regularly. ✅ Consider an annual review to see if your loan still fits your needs. Whether it’s refinancing, updating your escrow, or just making sure you’re on track, a quick check-in can go a long way. 4. Protect Your Home—and Your Accounts A home is more than walls—it’s where your personal and financial information lives, too. ✅ Use strong passwords, monitor your accounts, and be alert to scams—especially during busy seasons like summer. A little caution goes a long way in protecting what matters most. Click here to learn more about protecting what matters most. 5. Plan With Purpose Whether you're saving for upgrades, preparing to host more, or building toward your next goal—having a clear plan helps. ✅ Set short- and long-term financial goals related to your home, and check in on them a few times a year. Thoughtful planning supports both your lifestyle and your financial health. 🏠 Here’s to Homeownership Homeownership doesn’t just change your address—it can change your future. This month, we celebrate the progress, potential, and possibilities that come with having a place to truly call your own. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on
316 Financial Welcomes Paige Whitaker to Lead Growth and Strategic Partnerships
316 Financial Welcomes Paige Whitaker 316 Financial Welcomes Paige Whitaker to Lead Growth and Strategic Partnerships Author: 316 Financial | Published: Friday, June 13, 2025 Columbia, S.C. — 316 Financial has named Paige Whitaker as its new Growth & Partnerships Manager, bringing on an experienced communicator and relationship-builder to expand the bank’s mission-driven impact.316 Financial—known as “the bank that tithes”—was founded to help people align their money with their faith. By tithing 10% of profits to charitable causes, the bank turns everyday banking into a force for good.In her new role, Whitaker will lead partnership development with churches, associations rooted in Christian values, and values-based businesses across the country. She’ll focus on building meaningful relationships, activating new channels for community engagement, and helping organizations offer banking that reflects their beliefs.Whitaker joins 316 Financial with more than 16 years of media and marketing experience, most recently at WLTX-TV in Columbia, S.C., where she led multimillion-dollar campaigns and earned repeated recognition for top performance. Her background spans client strategy, campaign development, and local outreach—making her uniquely suited to grow a brand rooted in purpose.“316 isn’t just another bank—it’s a platform for doing good,” said Whitaker. “I’m excited to help organizations turn everyday banking into something bigger, and I look forward to partnering with those who share our passion for generosity and faith.”As 316 Financial grows, Whitaker will also support media relations, brand storytelling, and grassroots initiatives that drive awareness and help more people experience banking uplifted.To learn more about partnership opportunities, visit bank316.com. 📩 Contact Paige:[email protected]About 316 Financial 316 Financial is a mission-driven bank that aligns faith and finances, tithing 10% of annual profits to charitable causes. A division of Primis Bank, Member FDIC, 316 Financial offers modern, tech-driven banking solutions while prioritizing generosity and service.Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC insurance coverage. Share on
Faith & Finances on the Go
Faith & Finances on the Go Faith & Finances on the Go Author: 316 Financial | Published: Tuesday, July 1, 2025 Summer is a time for travel, rest, and family, but your faith and finances still matter. Whether you’re hitting the road or just slowing down your pace, here are a few ways to stay intentional with your time, money, and mindset this season. 1. Pack Light, Give Big Vacation is a great time to declutter, not just your suitcase, but your habits too. What can you simplify? Where can you give more generously, even in small ways? 🧳 Tip: Use the money you saved by skipping that extra dinner out to bless someone else—whether it’s a tithe, donation, or a kind gesture. 2. Stewardship Doesn’t Stop at State Lines Being a good steward doesn’t take a vacation. With tools like mobile banking, budgeting apps, and account alerts, you can keep tabs on your spending and stay intentional no matter where you are. 📱 Tip: Set up travel notifications or account alerts before you hit the road. 3. Make Room for Sabbath Moments True rest is more than just time off. Carving out time to pray, reflect, or simply unplug can restore your spirit and your perspective. 🌿 Tip: Block out 10 minutes each morning—even on vacation—to start the day with peace, prayer, or reflection. 4. Spend with Purpose Summer can be full of impulse buys. Before you swipe your card or click "add to cart," pause and ask: Does this purchase support my values? 🛍️ Tip: Try journaling one purchase each week that brought true value or meaning. 5. Faith on the Road You don’t need to be home, or in church, to feel connected to your faith. Podcasts, Bible apps, and playlists can help you stay grounded on the go. 🎧 Tip: Download a favorite devotional, sermon or podcast before your next road trip. Wherever this summer takes you, stay rooted in what matters most. Faith. Purpose. Stewardship.Need help setting up alerts or reviewing your accounts? We’re here to help. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on
5 Ways to Protect Your Finances While You Travel
5 Ways to Protect Your Finances While You Travel 5 Ways to Protect Your Finances While You Travel Author: 316 Financial | Published: Tuesday, July 1, 2025 Summer travel should bring peace, not panic. Whether you're visiting family, heading out on a mission trip, or taking a well-earned break, it's important to safeguard what’s been entrusted to you. These simple steps can help you protect your personal info, your accounts, and your peace of mind—so you can stay focused on what matters. Use Secure Wi-Fi (or skip it).Avoid checking your accounts or making purchases over public Wi-Fi, especially in airports or hotels. If needed, use a secure hotspot or VPN.Enable account alerts.Turn on transaction alerts and low balance notifications in your banking app so you’re instantly aware of any suspicious activity.Don’t post travel plans publicly.Sharing that you're out of town can make you an easy target for scammers or identity theft. Keep details private or wait to share after your trip.Be cautious with ATMs.Use only ATMs from trusted banks in well-lit areas. Avoid standalone machines and always check for card skimmers before inserting your card.Carry only what you need.Bring just one debit or credit card (plus a backup stored separately). Leave unnecessary cards or documents at home to limit your risk. Being a good steward includes staying alert. A few quick precautions can help you travel with confidence—knowing your finances and your faith are both covered. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on
316 Featured by Christian Leadership Alliance
316 Financial Featured by Christian Leadership Alliance 316 Featured by Christian Leadership Alliance Author: 316 Financial | Published: Tuesday, July 29, 2025 We're honored to share that Paige Whitaker, our Brand Growth & Partnerships Manager, was invited to contribute to the Christian Leadership Alliance blog — a nationally recognized platform that equips Christian leaders in nonprofit ministry and business.Her article, titled “Let’s Talk About Inspiring Generosity,” explores why financial discipleship is essential and how ministry leaders can create safe, meaningful conversations about money that lead to lasting generosity.The post encourages leaders to think beyond giving campaigns and toward building a culture of confidence, clarity, and stewardship — one honest conversation at a time.You can read the full article on CLA’s website here.Thank you to Christian Leadership Alliance for inviting us into this important conversation. Share on
Protecting Seniors from Financial and Cyber Scams
Protecting Seniors from Financial and Cyber Scams Senior Citizens Day on Aug. 21 honors older generations’ wisdom and reminds us to protect them from those who may take advantage. Protecting Seniors from Financial and Cyber Scams Author: 316 Financial | Published: Thursday, August 21, 2025 Every year, scammers steal millions of dollars from older adults by preying on trust, routine, and the desire to help others. Senior Citizens Day, observed on August 21, is a reminder to honor the wisdom and contributions of older generations—and to protect them from those who would take advantage.Popular Scams Targeting Seniors Right NowTech Support ScamsA caller or pop-up claims your computer has a virus and offers to “fix” it for a fee. In reality, they’re after your credit card number or remote access to your device.Imposter ScamsFraudsters pretend to be government officials, bank representatives, or even family members. The message is always urgent: send money now or face serious consequences.Fake SweepstakesVictims are told they’ve won a prize—but must first pay taxes or fees to claim it. The winnings never arrive.Romance ScamsOnline scammers build relationships through dating sites or social media, then ask for money to cover emergencies or travel.Medicare and Health ScamsFraudsters pose as Medicare representatives, asking for personal or payment information under the guise of providing benefits.How to Stay SafeSlow down. Scammers thrive on urgency. Pause before giving out information or sending money.Verify the source. Call the company, government agency, or family member directly using a number you know is legitimate.Guard your information. Never share Social Security, Medicare, or bank account numbers over the phone, email, or text.Use strong passwords. Add extra protection with multifactor authentication whenever possible.Talk openly. Families can help by discussing common scams and encouraging loved ones to check in before making financial decisions.Looking Out for Loved OnesSeniors aren’t alone in facing these threats. Family members, friends, and caregivers all play a role in keeping them safe. Check in often, talk about the latest scams, and make sure they feel comfortable asking questions before taking action. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Share on
316 Financial Joins The Jamal Bates Morning Show
316 Financial Joins The Jamal Bates Morning Show Paige Whitaker & Markeia Johnson share how 316 Financial blends faith, generosity, and modern banking on The Jamal Bates Morning Show. 316 Financial Joins The Jamal Bates Morning Show Author: 316 Financial | Published: Wednesday, August 20, 2025 Paige Whitaker, Brand Growth & Partnerships Manager, and Markeia Johnson, Financial Stewardship Committee Head at 316 Financial, recently joined Jamal Bates and the Lovely Big O on The Jamal Bates Morning Show. Together, they share the heart behind 316 Financial—why we exist, how generosity is woven into everything we do, and what it looks like to align your finances with your faith.From tithing 10% of profits to ministries, to offering modern banking with no ATM fees, 24/7 U.S.-based customer service, and competitive accounts, Paige and Markeia open up about how 316 is more than a bank—it’s a movement to live out John 3:16 through everyday stewardship.Take a listen to the 🎧 full interview to hear the “why” behind 316 Financial and discover how your banking can become an expression of faith. Share on
Bridging Belief and Giving for Gen Z and Millennials
Equipping the Next Generation of Givers | 316 Financial Read Paige Whitaker’s CLA article, The Generosity Gap, on how ministries can disciple Gen Z & Millennials into joyful, impactful generosity. Bridging Belief and Giving for Gen Z and Millennials Author: 316 Financial | Published: Friday, September 5, 2025 We’re grateful to see our Brand Growth & Partnerships Manager, Paige Whitaker, share her heart for stewardship on the Christian Leadership Alliance website.Her article, “The Generosity Gap,” looks at how ministries and nonprofits can invite the next generation into joyful giving. Paige reminds us that Gen Z and Millennials aren’t less generous—they simply long for clarity, purpose, and impact in how their gifts are used.She outlines four practical ways leaders can walk with younger donors in discipleship, showing that generosity is more than a campaign—it’s an act of worship and part of our identity in Christ.You can read the full article here: The Generosity GapWe’re thankful to the Christian Leadership Alliance for opening the door to this conversation and for equipping leaders to cultivate faithful stewards for generations to come. Share on
316 Financial Launches Purpose Partner Program to Support Faith-Based Organizations
316 Financial Launches Purpose Partner Program 316 Financial has announced the launch of its new Purpose Partner Program, a unique initiative designed to help churches, Christian schools, and nonprofits. 316 Financial Launches Purpose Partner Program to Support Faith-Based Organizations Author: 316 Financial | Published: Monday, September 22, 2025 New initiative turns everyday banking into ongoing financial support for churches, Christian schools, and nonprofit ministries.September 22, 2025 — 316 Financial, the faith-driven bank known for tithing 10% of its profits, has announced the launch of its new Purpose Partner Program, a unique initiative designed to help churches, Christian schools, and nonprofit ministries receive consistent financial support—through something their supporters are already doing: banking. The Purpose Partner Program equips faith-based organizations with a custom promo code they can share with their members, families, or supporters. When someone opens a 316 Rewards Checking Account using the organization’s code, 316 Financial tracks those deposits and sends the organization a quarterly donation based on the total balances. There is no cost to participate, and all outreach materials are provided by 316 Financial. “Too many ministries struggle to meet annual fundraising goals,” said Paige Whitaker, Brand Growth & Partnerships Manager at 316 Financial.“This program is designed to come alongside them in a way that’s consistent, faithful, and built to last—just by tapping into what people are already doing. It’s a quiet but powerful way to multiply impact.” Supporters who open a 316 Rewards Checking Account also benefit from features like 1% cash back on every purchase, no overdraft fees, free nationwide ATM access, and the ability to open an account with just $1. All accounts are FDIC insured through Primis Bank, the parent institution of 316 Financial. As part of the launch, 316 Financial is inviting churches, Christian schools, and faith-driven nonprofits across the country to enroll as Purpose Partners and turn everyday banking into lasting generosity. To learn more or apply to become a Purpose Partner, visit bank316.com/partners.About 316 Financial 316 Financial is a mission-driven bank that aligns faith and finances, tithing 10% of annual profits to charitable causes. A division of Primis Bank, Member FDIC, 316 Financial offers modern, tech-driven banking solutions while prioritizing generosity and service.Banking services are provided by 316 Financial, a division of Primis Bank, Member FDIC. Deposits at 316 Financial, Primis Bank, and any of its divisions, brands, or affiliates are aggregated to determine FDIC insurance coverage. Share on